Bringing Child Care Dreams to Life
First Children’s Finance Loan Fund is a national nonprofit Community Development Financial Institution (CDFI).
We provide innovative, flexible loans and comprehensive business assistance to child care entrepreneurs. We are the only CDFI in the nation that specializes in lending to both family (home-based) and center-based child care businesses.
Child Care Business Owners: If you’re a child care business owner in Minnesota, Michigan, Wisconsin, South Dakota, North Dakota, Missouri, Iowa, Oregon, or Vermont seeking funding and coaching, inquire about a loan today!
Investors and Funders: Quality child care is an investment in our future. It fosters early learning and builds stronger children, communities and economies.
Financing Child Care Dreams
The Challenges:
- Slim profit margins
- Specialized staffing requirements
- Struggling to build financial stability despite essential role in local economies
Our Solutions:
- Innovative, flexible loans for family and center-based child care businesses
- Hands-on, business support that’s customized to each entrepreneur
Creating Lasting Change
When child care businesses succeed:
Children receive essential early education
Parents can pursue careers
Employers gain productive workers
Economies grow stronger
Our Results
- Funding over $19 million in loans, creating and retaining over 25,000 child care slots and over 4,000 child care jobs.
- 75% of our outstanding loan dollars support LMI (low-to-moderate income) child care businesses, ensuring access to early childhood education for all children.
Borrower Success Story
FCF Loan Fund Helps Michigan Center Open its Doors
Alexus Yancey-Duncan was ready to open her child care center in Michigan when a permitting delay threatened her dream. The FCF Loan Fund stepped in to provide the financial support she needed to overcome the hurdle and open her doors.
Click here to read more about this story
Growing Momentum: In less than five years, we’ve deployed $6.5 million, more than one-third of our total lending since inception.
75% of our loan dollars support low-to-moderate income (LMI) child care businesses.
If you are an investor/funder ready to explore how you can make a difference, please click the button below.
If you are a child care business ready to explore loan options, please click the button below.
SBA Microlender – MN Only
SBA CA SBLC Guarantee Program – MN, MI, ND, SD, IA, MO, WI Only