State Agencies

First Children’s Finance invites local governments to help us create loan programs to childcare businesses in severe low-moderate income families. We serve diverse, underserved communities such as, African American, Somali, Latino, and Native American communities

Partnering with Local Government

Throughout our 30 years of service we have partnered with states all throughout the U.S to bring affordable funding via customized low-interest loans, forgivable loans, and capital grants to business owners often unable to access capital from traditional institutions.

We create these programs through the use of Market Rate Studies of the state ensuring we meet the capital needs to create high quality child care in local communities. We then partner with a local states Department of Education to work on establishing Microloan programs. These programs contain flexible capital for facilities that meet standards for eligibility set by FCF and the local educational municipality.




Our Current Lending and Financing Areas




North Dakota

South Dakota







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